=== Testing Imported Loan Payoff Calculation ===

Loan: URL013572
Initial Balance: 6,397,076.00
Monthly Payment: 177,697.00
Installments Paid: 5
Ded Balance Amount: 5,508,591.00
Payoff Factor: 0.685271

Calculated Payoff: 3,774,877.66
Expected Payoff: 3,774,876.79

✗ ERROR: Calculation mismatch
Difference: 0.87