=== Testing Standard Amortization for ALL Loans ===

Test Case 1: URL013572 (Imported Loan)
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Loan Parameters:
  Principal: 6,397,076.00
  Annual Rate: 12%
  Total Tenure: 36 months
  Installments Paid: 5
  Monthly Payment: 177,697.00

Calculated Payoff (Standard Amortization): 5,816,957.88
Previous Expected (with factor): 3,774,876.79
Now ALL loans use standard amortization.

Test Case 2: Regular Loan
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Loan Parameters:
  Principal: 1,000,000.00
  Annual Rate: 12%
  Total Tenure: 12 months
  Installments Paid: 3

Calculated Payoff (Standard Amortization): 761,080.29

Test Case 3: URL002224 (If it existed)
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Loan Parameters:
  Principal: 18,980,000.00
  Annual Rate: 12%
  Total Tenure: 49 months
  Installments Paid: 15

Calculated Payoff (Standard Amortization): 14,117,743.53

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SUMMARY:
The system now uses STANDARD AMORTIZATION for ALL loans:
1. Builds the amortization schedule month by month
2. Calculates interest and principal for each payment
3. Returns the exact balance after the specified payments
4. No special factors or adjustments for imported loans
5. Same calculation as MemberController for consistency